Welcome to HannahHowell.com, an independent news and investigative research publication. These Terms and Conditions (“Terms”) govern your access to and use of our website, content, and services. By accessing or using this website, you agree to be bound by these Terms. If you do not agree with these Terms, please discontinue use of the website.
1. Intellectual Property
All content published on HannahHowell.com, including articles, investigations, reports, text, graphics, logos, images, data compilations, and other materials, is owned by HannahHowell.com or its content providers and is protected by applicable copyright, trademark, and intellectual property laws.
You may access and share content for personal, informational, and non-commercial purposes, provided proper attribution is maintained. Any reproduction, modification, republication, distribution, or commercial use of website content without prior written permission is prohibited.
2. Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment of the website.
You may not use the website in any manner that could damage, disable, overburden, compromise, or impair its operation.
3. User Conduct
Users agree not to:
- Violate any applicable law or regulation.
- Submit false, misleading, or fraudulent information.
- Attempt to gain unauthorized access to the website or its systems.
- Upload or transmit malicious code, malware, or harmful content.
- Harvest, collect, or store personal information about other users without authorization.
- Use automated systems, bots, scrapers, or data extraction tools without express permission.
4. Editorial Content and Accuracy
HannahHowell.com publishes investigative reporting, research, commentary, and informational content based on publicly available information and sources believed to be reliable. While we strive for accuracy, we do not warrant that all content is complete, current, or error-free.
Content is provided for informational and educational purposes only and should not be construed as legal, financial, investment, or professional advice.
5. Third-Party Links
The website may contain links to third-party websites, documents, databases, or services. These links are provided solely for informational purposes. HannahHowell.com does not control and is not responsible for the content, policies, or practices of third-party websites.
6. Limitation of Liability
To the fullest extent permitted by law, HannahHowell.com, its editors, contributors, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, the website or its content.
7. Indemnification
You agree to indemnify and hold harmless HannahHowell.com, its editors, contributors, employees, and representatives from any claims, liabilities, damages, costs, and expenses arising from your violation of these Terms or misuse of the website.
8. Governing Law
These Terms shall be governed by and interpreted in accordance with applicable laws of the United States, without regard to conflict-of-law principles.
9. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which explains how information may be collected, processed, stored, and protected.
10. Changes to These Terms
We reserve the right to modify or update these Terms at any time. Changes become effective immediately upon publication on this page. Continued use of the website constitutes acceptance of any revised Terms.
11. Contact Information
For questions regarding these Terms, editorial matters, corrections, or legal inquiries, please contact:
Email: [email protected]
Editor: Carlos Gibson
HannahHowell.com
12. Why We Publish Under the Name HannahHowell.com
Investigative journalism that exposes financial fraud, SEC enforcement actions, DOJ prosecutions, and corporate misconduct is valuable work and expensive to defend. Subjects of critical reporting frequently respond not by correcting the record but by filing lawsuits designed to exhaust a publication’s resources. These claims, sometimes called SLAPP suits (Strategic Lawsuits Against Public Participation), are not always about winning in court. They are about making reporting too costly to sustain.
Publishing under a pseudonymous domain is a recognized and legal practice in independent journalism. It is used by reporters and publications worldwide to separate their personal legal exposure from their editorial work. HannahHowell.com is a pseudonym chosen for this publication. The real editors and contributors behind this website have no interest in subsidizing the legal fees of the individuals and companies we report on. Our reporting is factual, sourced, and grounded in public records. We stand behind it. We simply choose not to hand potential litigants a personal target.
This is not evasion. It is prudence. The same logic that leads whistleblowers to report anonymously applies here. The stories we publish about SEC penalties, DOJ indictments, civil fraud verdicts, and corporate misconduct are in the public interest. The people behind those stories have the right to protect themselves from retaliatory litigation without compromising the accuracy or integrity of the work.
Editorial Standards and Basis for Reporting
The investigative articles published on HannahHowell.com are based primarily on official actions, filings, and records produced by the U.S. Securities and Exchange Commission, the U.S. Department of Justice, the Financial Industry Regulatory Authority, federal and state courts, and other government bodies. Every factual claim published on this site is supported by a specific citation, document, or finding contained within those official records. Dollar amounts, dates, names, charges, and outcomes stated in our articles reflect the figures and conclusions documented in the underlying government actions, not independent estimates or editorial interpretation.
Where charges have been filed but not yet adjudicated, we state that clearly. Where a defendant has not admitted wrongdoing as part of a settlement, we note that. Where a jury or court has found liability or guilt, we report that finding directly. We do not editorialize beyond what the record supports. We do not characterize conduct as criminal unless a court or grand jury has made that finding. We do not characterize conduct as fraudulent unless the relevant government agency has used that term in its official filings or orders.
We form and publish opinions only where substantial evidence exists in the public record to support them. Where such evidence exists, we say so and cite it. Where it does not, we report facts and allow readers to draw their own conclusions. If you believe a factual claim in any article on this site is inaccurate or unsupported by the cited record, please contact us. We will review the claim and issue a correction if warranted. Accuracy is the foundation of this publication’s editorial integrity, and we take all factual challenges seriously.
DISCLAIMER: THIS WEBSITE IS NOT OPERATED BY ROMANCE AUTHOR HANNAH HOWELL. ANY PAST REFERENCES WERE INCLUDED IN ERROR DURING WEBSITE DEVELOPMENT AND ARE BEING REMOVED. IF YOU FIND ANY REMAINING REFERENCES, PLEASE CONTACT US BY EMAIL.